Loan Modification Merchant Accounts

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We specialize in Loan Modification Merchant Accounts and merchant accounts for loan mod companies. We approve practically every business type, even if you have been turned down for payment processing. With decades of experience, our team is here to help. Even if you have been shut down by your current processor, we have a solution for your particular situation. We’re available to answer any questions and provide ongoing continued support for our valued customers.

Don’t hesitate, call us immediately for assistance. Our dedicated staff is standing by to assist you. Our typical turn-around time is 3 business days and in some cases the same day. We look forward to working with you  Apply Today

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High Risk Merchant Account LLC can provide merchant accounts for the loan modification space. Loan modifications grew exponentially during the sub-prime crisis and received some pushback from the government’s operation chokepoint attempting to shut down payment processing in the industry, Time heals all wounds and operation chokepoint was shut down and the loan modification survived. We specialize in high risk merchant accounts and have merchant account solutions for the loan modification sector. Our expert staff is standing by to answer your questions and assist you in getting approved.

We Approve:

What Is A Loan Modification Merchant Account:

Loan modification merchant accounts procure the ability to accept customer electronic payments and speed cash flows into your business. These merchant accounts include acceptance of all forms of credit cards, debit cards, value added cards, and of course high risk ach processing payments for loan modification origination and administrative fees. Clients appreciate the convenience of using electronic transactions over mailing checks for modification fees associated with your services.

Who Needs Loan Modification Merchant Accounts:

Payment processing for the loan mod industries are a prerequisite to a successful business. Access to cashflow is a fundamental necessity and the loan modification space is no exception to this rule. The need for merchant accounts in this vertical, will rise alongside of the growth of the industry. Many law offices are offering mortgage modification services to clients upside down on a home loan, using a new government program, Home Affordable Modification Program (“HAMP Program”). Attorneys can represent clients and navigate homeowners through the process. According to the Law Office of Marc G. Alister, the Hamp Program Loan Mod Program creates a winning scenario for both the homeowner and the investor. A loan modification service assists people who need to make adjustments on an existing loan in order to continue to make payments. This typically comes in the form of making payments more manageable for the owner of the debt by changing the terms of the contract. This can mean an adjusted interest rate or an increased amount of time to pay off the loan. The benefits of using a loan modification service over other alternatives is that, speaking in terms of a home loan, a foreclosure could be avoided, lower payments could be established and it has the potential to be minimally damaging to your credit score. A modification to an existing contract could be the breath that a business or individual needs to get back on track with their finances.

Unfortunately, the loan mod industry is seen as a high risk one by traditional banks who tend to avoid high risk industries. This is because the likeliness is very high that you will be dealing with people facing financial hardships who are likely to have damaged or low credit scores. This increases the chances of chargebacks on your account. This is one thing you will want to strive to avoid when processing credit cards as they have the potential to damage your account. Being as detailed as possible when sending confirmations, having policies clearly listed and dealing with chargebacks promptly will help you avoid the possible pitfalls. Your loan modification service can benefit greatly from having a tried and tested merchant account service by its side. The experts at High Risk Merchant Account LLC can guide you through the process of starting and operating a loan modification merchant account. Our experts will help cater your account to suit the best needs of your business needs and future goals. Being able to process credit and debit cards will help you elevate your business and ensure you are able to support the maximum number of clients with their loan modification needs regardless of their or your location.

Multiple Payment Platforms:

Merchants seeking out payment processors for loan mod should consider processing choices available and decide what best suits your needs. We have a vast variety of payment solutions and can tailor a program to meet your needs. We offer telemarketing merchant account centers using CRM’s to integrate directly into the system to provide seamless processing within the call room. We also offer ecommerce payment solutions that allow clients to pay online via our secure payment gateway. Call us today to discuss your payment needs.

  • Telemarketing CRM Integration
  • Secure Ecommerce Payment Gateway
  • Virtual Terminals with Recurring Payments

Our Benefits:

  • Secure Application Online, provides secure online submission.
  • Multiple Platforms, including CRM Integration & Ecommerce.
  • Dedicated Managers with decades of experience ready to assist you.
  • Diverse Acquirer’s with risk tolerance for the loan modification industry.
  • Speedy Approvals With 99% Of Accounts Approved

Our Mission:

Our goal is to approve all merchants, regardless if you have been shut down or turned down in the past. We understand mitigating circumstances such as chargeback ratios and exponential monthly volume growth can devastate a bank relationship, causing a merchant closure or substantial holds place on an account to protect the bank from losses. We are dedicated to making every attempt to resolve issues and get your account approved. Our commitment to excellence and going the extra mile to exhaust every opportunity is our mantra. We strive to exceed expectations and utilize our expertise and competence to deliver unsurpassed customer satisfaction.

Our Commitment:

With our team’s unique experience in the payment space, we bring the vital expertise to get your account approved quickly and painlessly. Our staff is committed to providing unsurpassed customer service and strive for 100% customer satisfaction. Give us a call today to discuss all of your credit card processing needs.


At High Risk Merchant Account LLC, your business success is our ultimate goal. Our dedicated staff is standing by to assist you in navigating the payment processing space. With decades of experience, our team is committed to providing competent knowledgeable advice and a plan of action to get your merchant account approved quickly. Call us immediately to get on the fast track for a loan modification merchant account approval. Our typical turn-around time is 3-5 business days and in certain cases the very same day. We look forward to working with you!     Apply Online Today