High Risk Merchant Account

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High Risk Merchant Accounts

HRMA-LLC specializes in the best high risk merchant account and credit card processing. We can approve practically every business type, even if you have been turned down for payment processing. With decades of experience, our team is here to help. Even if you have been shut down by your current processor, we have a solution for your particular situation. We’re available to answer any questions and provide continued support for our valued customers

Don’t hesitate, call us immediately for assistance. Our dedicated staff is standing by to assist you. Our typical turn-around time is 3 business days and in some cases the same day. We look forward to working with you Apply Today

What is a High Risk Merchant Account

Understanding the term high risk merchant account can be somewhat confusing at times. Generally speaking, your credit card processing company is responsible for any risks in your transactions. While your transactional history may be healthy, and proof that your business is successful, your processor may be reluctant to accept you as a client if they believe your business puts them at risk. This is why the highrisk merchant designation is incredibly subjective, with each processor and bank working with their own standards of classifying businesses types.

Industries like travel, nutra, debt collection, timeshare, tech support, and cbd are obvious examples of highrisk merchant account industries. Unfortunately, as there is no industry-wide standard used to determine high risk merchants, some surprising businesses like travel agents, retail and even life coaches fall into the highrisk category.

Many small business owners only hear the term “high risk merchant account” when they learn they have been deemed a credit risk by their bank. This revelation usually feels a bit mysterious at first and, in some cases, you may feel as though you and/or your business have been judged unfairly. But this isn’t the case. From the perspective of your bank/merchant provider, “high risk” means your business is exposed to increased risk for chargebacks and has nothing to do with the performance of your business or what it has done.

High Risk Merchant Account LLC have distinguished ourselves as a leader in the high risk merchant account space. With decades of experience in the space, our team dominates the industry in proving unsurpassed customer attention and ultimately the highest levels of customer satisfaction. Our staff can evaluate your current situation and offer expert advice going forward, based on your existing business needs. We understand the particular issues associated with many high risk verticals and assist you in obtaining a credit card processing solutions that best meets your needs. We work with a diverse mix of merchant acquirers with risk tolerances and appetites for most high risk industries. We can also support high volume merchants and high volume ach processing. Our payment platforms include ecommerce gateways, CRM integrations, virtual terminals, and credit card point-of-sale solutions. Our dedicated team is standing by to assist you. Call us today to discuss all of your payment processing needs.

We Specialize In:

Our Mission:

Our goal is to approve all merchants, regardless if you have been shut down or turned down in the past. We understand mitigating circumstances such as chargeback ratios and exponential monthly volume growth can devastate a bank relationship, causing a merchant closure or substantial holds place on an account to protect the bank from losses.We are dedicated to making every attempt to resolve issues and get your account approved. Our commitment to excellence and going the extra mile to exhaust every opportunity is our mantra. We strive to exceed expectations and utilize our expertise and competence to deliver unsurpassed customer satisfaction.

Our Commitment:

With our team’s unique experience in the payment space, we bring the vital expertise to get your account approved quickly and painlessly. Our staff is committed to providing unsurpassed customer service and strive for 100% customer satisfaction. Give us a call today to discuss all of yourcredit card processingneeds.


At High Risk Merchant Account LLC, your business success is our ultimate goal. Our dedicated staff is standing by to assist you in navigating the payment processing space. With decades of experience, our team is committed to providing competent knowledgeable advice and a plan of action to get your merchant account approved quickly. Call us immediately to get on the fast track for credit card merchant services approval. Our typical turn-around time is 3-5 business days and in certain cases the very same day. We look forward to working with you! Apply Online Today