Loan Consolidation Merchant Account

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Debt Consolidation Merchant Account

We specialize in Debt Consolidation Merchant Accounts and merchant accounts for debt consolidation. We approve practically every business type, even if you have been turned down for payment processing. With decades of experience, our team is here to help. Even if you have been shut down by your current processor, we have a solution for your particular situation. We’re available to answer any questions and provide ongoing continued support for our valued customers.

Don’t hesitate, call us immediately for assistance. Our dedicated staff is standing by to assist you. Our typical turn-around time is 3 business days and in some cases the same day. We look forward to working with you  Apply Today

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High Risk Merchant Account LLC can provide debt consolidation merchant accounts to enable the industry to process credit card payments from clients and customers. Credit card processing is a necessity to collect monies to ensure cashflows into your business. We specialize in high risk credit card processing for the debt consolidation industry and provide unsurpassed customer satisfaction. We have distinguished ourselves as a leader in the merchant services industry, by exceeding our client’s expectations every day. Call us today to discuss all of your payment processing needs.

We Approve:

What Are Debt Consolidation Merchant Accounts:

Debt consolidation merchant accounts offer payment abilities for the debt relief industry to procure accurate and efficient billing practices for their institutions. Management focused on timely accounting and detailed reporting of monthly balances, require a superior merchant payment processing system that can perform automated reporting functions to ensure data accuracy. In addition to card processing, the acceptance of high risk ach processing can be automated into your billing practices to debit clients bank accounts on a recurring monthly basis

Who Needs A Debt Consolidation Merchant Account:

The debt consolidation vertical could very well be heading right into their stride in the coming years. As of September 2017, Fox Business reported that credit card debt alone, averaged at just over $16,000 per household. These numbers are breaking historical records for the level of the average American debt and they do not even include other forms of debt. Statistics also show that this number has risen about ten percent since 2013 and has already topped the peak numbers that were a precursor to the 2008 economic crash. Staggering debt levels continue to grow and is show no signs of slowing down. It may very well be because of this that the debt consolidation industry has become even more competitive as the average household debt has continues to soar. Since you will inevitably be dealing with clients who have high debt levels, there is a higher level of risk associated with the field. Traditional banks tend to shy away from providing merchant services for certain industries, this tends to be one of them. This is because of the high likeliness of chargebacks and disputes. When trying to avoid chargebacks, you will have to keep as up to date as possible when dealing with up front charges to ensure that, for example, cancellations are taken care of right away. Having a payment go through that should have been cancelled, could turn into a costly mistake for your business’ standing.

Businesses dealing in consolidating and counseling on loans would find the ability to accept credit and debit cards to be one, if not the most, invaluable tool in their arsenal for success. Additionally, this tool will allow you to expand your reach across the region you currently serve, or even across the country you are working in, giving you the ability to grow your business and customer base exponentially. Our mission is to provide you the best account services that will help your business grow and thrive in the extremely competitive debt consolidation industry. The ability to accept credit and debit cards is of paramount importance for fairly obvious reasons. Having access to merchant services will increases your customer base, especially in a fast growing industry like debt consolidation. The use of cashless methods to purchase goods and services has consistently grown with each passing year and is not showing any signs of stopping. Having the ability to process cards will open doors to your business that would not be possible otherwise available. Our specialists utilize decades of hands on experience and knowledge to ensure that you stay on the cutting edge of the best practices and the equipment to back it up. In conclusion, merchant account processing is an indispensable for the debt consolidation industry.

Multiple Processing Platforms:

Payment versatility is a key concern when choosing merchant service providers. Determining your core needs and matching the correct payment platform. We can work with you to determine solutions to fit your operation. We offer complete CRM payment integrations as well as pre-determined automated recurring payment processing. If you prefer cloud based virtual terminals running simultaneously throughout your telemarketing center, we have the perfect solution to sustain your productivity. Call us today to discuss your needs.

  • Complete CRM Payment Integration
  • Automated Recurring Payment Modules
  • Unlimited Virtual Terminal Screens

Our Benefits:

  • Fast Secure Online Application, provides secure online submission.
  • Multiple Platforms, including CRM Integration & Ecommerce Solutions.
  • Dedicated account managers with decades of experience.
  • Diverse Acquirer’s with risk appetite for the debt consolidation industry.
  • Fast decision turn-arounds on application packages.

Our Mission:

Our goal is to approve all merchants, regardless if you have been shut down or turned down in the past. We understand mitigating circumstances such as chargeback ratios and exponential monthly volume growth can devastate a bank relationship, causing a merchant closure or substantial holds place on an account to protect the bank from losses. We are dedicated to making every attempt to resolve issues and get your account approved. Our commitment to excellence and going the extra mile to exhaust every opportunity is our mantra. We strive to exceed expectations and utilize our expertise and competence to deliver unsurpassed customer satisfaction.

Our Commitment:

With our team’s unique experience in the payment space, we bring the vital expertise to get your account approved quickly and painlessly. Our staff is committed to providing unsurpassed customer service and strive for 100% customer satisfaction. Give us a call today to discuss all of your credit card processing needs.


At High Risk Merchant Account LLC, your business success is our ultimate goal. Our dedicated staff is standing by to assist you in navigating the payment processing space. With decades of experience, our team is committed to providing competent knowledgeable advice and a plan of action to get your merchant account approved quickly. Call us immediately Call us immediately to get on the fast track for debt consolidation merchant accounts approval. Our typical turn-around time is 3-5 business days and in certain cases the very same day. We look forward to working with you!     Apply Online Today