Membership Merchant Accounts

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We specialize in Membership Merchant Accounts and merchant accounts for Membership sales companies. We approve practically every business type, even if you have been turned down for payment processing. With decades of experience, our team is here to help. Even if you have been shut down by your current processor, we have a solution for your particular situation. We’re available to answer any questions and provide ongoing continued support for our valued customers.

Don’t hesitate, call us immediately for assistance. Our dedicated staff is standing by to assist you. Our typical turn-around time is 3 business days and in some cases the same day. We look forward to working with you  Apply Today

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High Risk Merchant Account LLC can provide membership merchant accounts for businesses selling memberships for products and services. This sales model is increasing becoming the norm and proven to be an outstanding business type. Although credit card processors tend to find issues with the industry, as extended liabilities of chargebacks increase the risk for these business models. We have distinguished ourselves as experts in the high risk credit card processing space and can get your merchant account approved quickly. Give us a call today.

We Approve:

What Is A Membership Merchant Account:

Membership merchant accounts offer companies selling on a membership model, payment solutions to generate revenues from customers. Merchant services payments include credit and debit card transactions as well as, high risk ach processing and value-added cards. This industry should also consider adding a recurring payments module for recurring monthly membership fees.

Who Needs Membership Merchant Accounts:

Merchant accounts are and indispensable asset in the membership business model. Without it, businesses would need to rely on checks and money orders to survive. One segment of this market is the Association Membership which according to the ASAE, memberships are trending higher with some associations doubling their membership in recent years. With the millennials holding their gym memberships scared, this market leader is growing exponentially across the country. Without expectation, this industry will continue explosive growth and so will the need for membership merchant account and credit card payment processing. There are countless businesses, brick and mortar or e-commerce based, that have the need of a membership merchant services. In today’s digital world, not having access to credit or debit card processing will be an anchor to your growth and development as a business. The world is slowly but surely moving towards an almost entirely cashless society. Many countries throughout the world have made steps to ensuring this becomes a reality in the coming years. There has never been a better time than now to ensure your membership business keeps up with the changing times.

Payments being made towards memberships typically happen on a recurring or scheduled basis. Whether your business is involved in gyms, clubs, supplements, or magazine subscriptions, there is a merchant service provider that can best service your subscription merchant services needs. Because of the high level of chargebacks associated with automatically recurring payments, membership related merchant accounts will be considered high risk. A chargeback in terms of membership accounts are likely to occur because of a cancellation not being processed in a timely manner and a charge that should have never occurred being charged. This small, but potentially crippling error is very easily avoided with an emphasis on attention to detail when processing a cancellation. It is because of things like this that most banks tend to avoid businesses that are classified as high risk. This is where our specialized high risk experts come in. Having the best team on your side will help understand and prevent the possible hurdles from affecting your business in a negative way. Choosing the best credit card processing vender is critical to your success.

There is no doubt that in today’s age, having the ability to process credit and debit cards is an unavoidable need to stay competitive in your industry. This is especially important in an industry that requires recurring billing because of there being a membership associated with the service or product. This not only a convenience for you, but also for your clients who want your services or product without having to worry about making a transaction each month, quarter, etc. Growing your business and staying current on best practices and technology with High Risk Merchant Account, LLC is the surest way to your success.

Multiple Payment Platforms:

The diversity in payment platforms and the diverse nature of the membership sales model, finding a partner who offers a good fit for your payment processing needs is a critical factor in choosing a credit card processor. We offer retail pos solutions for face-to-face sales, such as gym memberships and POA offices who swipe members cards and ecommerce solutions for webmasters selling to members online. Regardless of your business model, we have a platform to meet your needs. Give us a call to discuss your needs.

  • Retail Point-Of-Sale Terminals
  • eCommerce Shopping Gateways
  • Recurring Billing Payment Modules

Our Benefits:

  • Secure Online Application, offers fast approval process.
  • Multiple Platforms, including Ecommerce and Recurring Billing
  • Dedicated Account Managers To Assist You.
  • Diversified Bank Acquirers with appetite for membership merchants.
  • Fastest Approvals In The Industry.

Our Mission:

Our goal is to approve all merchants, regardless if you have been shut down or turned down in the past. We understand mitigating circumstances such as chargeback ratios and exponential monthly volume growth can devastate a bank relationship, causing a merchant closure or substantial holds place on an account to protect the bank from losses. We are dedicated to making every attempt to resolve issues and get your account approved. Our commitment to excellence and going the extra mile to exhaust every opportunity is our mantra. We strive to exceed expectations and utilize our expertise and competence to deliver unsurpassed customer satisfaction.

Our Commitment:

With our team’s unique experience in the payment space, we bring the vital expertise to get your account approved quickly and painlessly. Our staff is committed to providing unsurpassed customer service and strive for 100% customer satisfaction. Give us a call today to discuss all of your credit card processing needs.


At High Risk Merchant Account LLC, your business success is our ultimate goal. Our dedicated staff is standing by to assist you in navigating the payment processing space. With decades of experience, our team is committed to providing competent knowledgeable advice and a plan of action to get your merchant account approved quickly. Call us immediately to get on the fast track for a membership merchant account approval. Our typical turn-around time is 3-5 business days and in certain cases the very same day. We look forward to working with you!     Apply Online Today