Furniture Merchant Account

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We specialize in Furniture Store Merchant Accounts and merchant accounts for furniture stores. We approve practically every business type, even if you have been turned down for payment processing. With decades of experience, our team is here to help. Even if you have been shut down by your current processor, we have a solution for your particular situation. We’re available to answer any questions and provide ongoing continued support for our valued customers.

Don’t hesitate, call us immediately for assistance. Our dedicated staff is standing by to assist you. Our typical turn-around time is 3 business days and in some cases the same day. We look forward to working with you  Apply Today

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High Risk Merchant Account LLC can approve furniture store merchant accounts for both retail and ecommerce furniture sales. Many banks will not consider the furniture industry due the high ticket price tags associated the products. Add the sight-unseen aspect of online furniture sales with high percentage of buyer remorse and ecommerce furniture merchant accounts are even more harder to be considered for payment processing. We specialize in high risk merchant accounts and have a solution for the entire furniture industry.

We Approve:

  • Retail Furniture Stores
  • eCommerce Furniture Websites
  • Catalog Furniture Sales
  • Flea Market & Tradeshow Venders

What Is A Furniture Merchant Account:

Furniture store merchant accounts provide you the ability to accept both credit and debit cards as payment on furniture and other household items. Merchants within this industry may also want to add high risk ach processing as a payment alternative for their customers. Typically, these accounts would require minimal documentation, including a business checking statement, articles or business license, driver’s license, and voided business check. Turn-around time is usually 3-5 business days for approvals.

Who Needs Furniture Merchant Accounts:

Merchant payment processing is a critical component to the furniture industry. With industry growth projects like that, the needs for credit card processing is not likely to retreat any time soon. In the last 5 years, the furniture industry has been one of the most quickly evolving areas in e-commerce space. reports that between 2017 and 2020, online revenue growth for furniture and home furnishings, has grown from $20.2 billion dollars to $34.4 billion dollars. What is surprising is that even though the market share of furniture being purchased online continues to grow, the overwhelming percentage of overall sales is still occurring in traditional brick and mortar retailers. Having a balanced approach to current and future market trends will be the surest way of solidifying your furniture retail business. Having a knowledgeable merchant account service by your side will help you reach that balance.

Having a high ticket merchant account will open the doors of the world to your business. There are hurdles that you will need to keep a weather eye on the horizon for. We are here to help you every step of the way. Chargebacks occur when a transaction needs to be reversed, whether through the fault of the consumer or the service/product provider. Although, not always easy, it will be imperative to avoid these, as they have the potential to damage your merchant account. Using good business practices to avoid fraud and using organized techniques to ensure errors are not made, or are corrected quickly, in processing the charges will aid you in avoiding chargebacks. The ability to accept cards and electronic payments, whether online or in person is imperative in today’s business world. For most, a furniture purchase is not always a small one, especially when purchasing multiple pieces in sets. Giving your customer the option to purchase your goods through a card ensures that you are able to procure the greatest base of customers. Investing in a furniture store merchant account solution will be the surest way to success.

Multiple Equipment Choices:

Our payment processing platforms include multiple choices for furniture sales market sector. Which included retail credit card machines, check imagining scanners, mobile pos devises, wireless credit card terminals, secure ecommerce shopping carts, and phone order friendly virtual terminals. We understand the fact that one size will not suit everyone. Call our expert staff for advise on the best furniture merchant services equipment today.

  • Retail Card Machines and Mobile POS Devices
  • Check Imaging Scanning Devices
  • eCommerce Shopping Cart Gateways

Our Benefits:

  • Secure Internet Application, provides secure online submission.
  • Vast Equipment Choices, including Terminals & Ecommerce Solutions.
  • Dedicated Account Managers with decades of experience
  • Diverse Acquirer’s with risk appetite & tolerance for the furniture space.
  • Expedited Approvals – 99% Account Approval Rating

Our Mission:

Our goal is to approve all merchants, regardless if you have been shut down or turned down in the past. We understand mitigating circumstances such as chargeback ratios and exponential monthly volume growth can devastate a bank relationship, causing a merchant closure or substantial holds place on an account to protect the bank from losses. We are dedicated to making every attempt to resolve issues and get your account approved. Our commitment to excellence and going the extra mile to exhaust every opportunity is our mantra. We strive to exceed expectations and utilize our expertise and competence to deliver unsurpassed customer satisfaction.

Our Commitment:

With our team’s unique experience in the payment space, we bring the vital expertise to get your account approved quickly and painlessly. Our staff is committed to providing unsurpassed customer service and strive for 100% customer satisfaction. Give us a call today to discuss all of yourcredit card processingneeds.


At High Risk Merchant Account LLC, your business success is our ultimate goal. Our dedicated staff is standing by to assist you in navigating the payment processing space. With decades of experience, our team is committed to providing competent knowledgeable advice and a plan of action to get your merchant account approved quickly. Call us immediately to get on the fast track for furniture store merchant account approval. Our typical turn-around time is 3-5 business days and in certain cases the very same day. We look forward to working with you!     Apply Online Today