Firearms Merchant Accounts | HRMA-LLC
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High Risk Merchant Accounts
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We specialize in Firearms Merchant Accounts and merchant accounts for Firearms services companies. We approve practically every business type, even if you have been turned down for payment processing. With decades of experience, our team is here to help. Even if you have been shut down by your current processor, we have a solution for your particular situation. We’re available to answer any questions and provide ongoing continued support for our valued customers.

Don’t hesitate, call us immediately for assistance. Our dedicated staff is standing by to assist you. Our typical turn-around time is 3 business days and in some cases the same day. We look forward to working with you Apply Today.

High Risk Merchant Account LLC can accommodate merchant accounts for firearms sales, exclusively for federally licensed firearms dealers. Recent push back from Washington DC has put pressure on banks to cease processing credit cards for this industry, creating hurdles for many law bidding merchants who make their living in the industry. We specialize in high risk merchant services and can provide payment processing for legitimate firearms dealers across the country. Our dedicated staff is standing by to walk you through the process. Simply give us a call today to discuss your situation.

We Approve:

  • Sporting Goods Stores
  • Licensed Firearms Dealers
  • Licensed Gun Show Venders
  • Licensed Mail Order Sales

What Is A Firearm Merchant Account:

A firearm merchant account will enable a legitimately licensed firearm dealer to accept electronic payment processing of customer funds. Payments can include both debit & credit cards, as well as ach payment processing.Typically, these accounts would require minimal documentation, including a valid federal firearms license, articles of incorporation or business license, driver’s license, and voided business check. Turn-around time is usually 24-48 hours for a formal approval.

Who Needs A Firearm Dealer Merchant Account:

With the firearm market continuing to be so volatile, there no better time to level up your business with a merchant account to ensure your business stays at its most competitive. Firearms across the range (handgun, rifle and shotgun) have all seen steady growth in production over the past ten years. Based on data from and backed by the Department of Alcohol Tobacco and Firearm statistics , the economic impact between 2008 to 2016 alone, showed a 169% surge from $19.1 billion to $51.3 billion . With such remarkable growth, there is an increased strain on the industry to keep up with demand and with it, an increased amount of competition between vendors and resellers. Having the ability to accept credit and debit cards will ensurethat you have the competitive edge over the competition. With the continued growth of web-based vendors and sales, having a merchant account is already becoming a competitive necessity.Unfortunately, due to the somewhat unpredictable nature of the firearm industry, it falls under the high-risk category which banks tend to avoid. The differing legislation from state to state, the possibility for discrepancies of a product being purchased online versus when it arrives and something as simple as the customer changing their mind are all possible ways that a chargeback can happen to your business. Following up with confirmations, keeping a sharp eye on your web based transactions and pushing for the highest of business practice standards are possible ways of finding yourself dealing with a chargeback.

Having a merchant account will give your business the option level up and expand into new markets and regions. While this is what most, if not all businesses are aspiring to, being sure that you are well informed of the legalities where you are selling your product also has the potential to help you in avoiding issues with your merchant account. As you are likely aware, legislation varies as to what kind of a firearm and the accessories that can be sold based on the state you are selling in. Educating your customer on legalities they may not be aware of will ensure that your business avoids pitfalls and chargebacks that could cripple your business. Having a merchant account in your business arsenal will be a sure way to success. High Risk Merchant Services LLC is here to help you stay on target and hit the bullseye every time.

Multiple Processing Platforms:

Choices on payment platforms is a critical factor in choosing a credit card processing partner. Depending on your individual firearms business needs, this is a vital concern that should not be overlooked.

  • Retail Card Terminals and Mobile POS Devices
  • Ecommerce Payment Gateway Solutions
  • Virtual Terminal ForPhone Order Sales

Our Benefits:

  • Online Application, provides secure online application submission
  • Multiple Platforms, including POS Terminals & Ecommerce Solutions.
  • Personal Account Managers with decades of experience
  • Diverse Acquirer’s with risk appetite & tolerance for firearms sales
  • Fast Approvals – 99% Account Approvals

Our Mission:

Our goal is to approve all merchants, regardless if you have been shut down or turned down in the past. We understand mitigating circumstances such as chargeback ratios and exponential monthly volume growth can devastate a bank relationship, causing a merchant closure or substantial holds place on an account to protect the bank from losses.We are dedicated to making every attempt to resolve issues and get your account approved. Our commitment to excellence and going the extra mile to exhaust every opportunity is our mantra. We strive to exceed expectations and utilize our expertise and competence to deliver unsurpassed customer satisfaction.

Our Commitment:

With our team’s unique experience in the payment space, we bring the vital expertise to get your account approved quickly and painlessly. Our staff is committed to providing unsurpassed customer service and strive for 100% customer satisfaction. Give us a call today to discuss all of yourcredit card processingneeds.


At High Risk Merchant Account LLC, your business success is our ultimate goal. Our dedicated staff is standing by to assist you in navigating the payment processing space. With decades of experience, our team is committed to providing competent knowledgeable advice and a plan of action to get your merchant account approved quickly. Call us immediately to get on the fast track for firearm merchant account approval. Our typical turn-around time is 3-5 business days and in certain cases the very same day. We look forward to working with you!     Apply Online Today

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