High Risk Merchant Account Blog

A personal guarantee on a merchant account: is a legal promise that a merchant will be personally held responsible to cover any losses inquired on a merchant account. Generally, these losses woul

October 2019 brought new dispute and fraud thresholds as VISA shifts its program. This means that you should monitor your chargeback ratio more closely. What can you do to minimize fraud and char

Cannabis Merchant AccountsThe ever-growing cannabis industry has set a new record in its outlays on lobbying Washington. After spending about $2.76 million in order to influence regulators and la

Choosing A High Risk Payment GatewayIf your business relies heavily on debit and credit card payments, then having a reliable high risk payment gateway is a must. A payment gateway is a servi

HRMA-LLC is proud to announce their new chargeback alerts service. With chargebacks pressing on merchant profit's and the added risk of losing your merchant account, this product can revolutioniz

Latest States Pushing Ban's On E-Cigarette Merchant'sAlthough the cause is still not clear for the recent outbreak of serious lung illnesses and deaths after vaping, federal authorities have

Visa has recently closed the Verifi buyout, strengthening its role of facilitating transparency and trust across the buying experience. The acquisition of Verifi by Visa will surely provide Verif

The importance of accepting credit cards for merchant’s has been well documented. To remain competitive in today’s marketplace, a retailer has no choice but to accept credit card payments. Un

Understanding A Rolling Reserve RequirementA rolling reserve is a risk management strategy employed by credit card processors, merchant account providers or acquiring banks to minimize the ri

What Small Businesses Need to Know About Credit Card ProcessingIn order to be competitive in the modern marketplace, every business needs to accept credit card payments. However, credit card