Auto Warranty Merchant Accounts

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We specialize in Auto Warranty Merchant Account and merchant accounts for auto warranty businesses. We approve practically every business type, even if you have been turned down for payment processing.With decades of experience, our team is here to help. Even if you have been shut down by your current processor, we have a solution for your particular situation. We’re available to answer any questions and provide ongoing continued support for our valued customers.

Don’t hesitate, call us immediately for assistance. Our dedicated staff is standing by to assist you. Our typical turn-around time is 3 business days and in some cases the same day. We look forward to working with you Apply Today

High Risk Merchant Account LLC provide auto warranty merchant accounts and merchant credit card services for related warranty productsincluding home warranty. We look at the warranty business on a case-by-case basis by circumstantiating and individualizing a payment processing plan to meet your needs. Our main objective is to surpass merchant expectations and deliver a high risk merchant account that exceeds your needs. We can devise a practical solution based on your particular businesssituation. Weunderstand all of the liabilities associated with the extended warranty industry.

We Approve:

  • Auto Warranty
  • Vehicle Warranty
  • Home Warranty
  • Extended Warranty
  • Appliance Warranty
  • Electronics Warranty

What Is Auto Warranty Merchant Accounts:

An auto warranty merchant account will furnish the ability to accept payments for allwarranty related products. Procuring a diverse array of payment options for your industry is a must to keep clients happy, including recurring monthly payment options for both high risk merchant account and high risk ach payments. Customers expect you to welcome their payments, especially when setting up a recurring warranty payment

Who Needs A Warranty Merchant Account:

According to the Service Contract Industry Council, the warranty industry is expected to grow exponentially over the next decade. According to national data, car, truck and motorcycle owners are keeping their vehicles for longer periods of time. A motor vehicle service contract provides an efficient and economical way of maintaining a vehicle for long-term ownership, particularly after the manufacturer’s limited warranty expires. In addition, the increased complexity of components and analytics in today’s motor vehicles has greater financial implications when failure occurs. In conclusion, payment processing is an imperative piece in the warranty industry.

The warranty and extended warranty industry tends to fall into the high risk category due to the nature of the business processes. Typically, there is a higher frequency of chargebacks associated with the auto warranty industry because the customer has up to six months to be able to dispute the charges. The customer may learn that the warranty does not cover something they would like covered, as most, if not all warranties do.This chargeback potentially, because of no fault of your own, could effect you in a negative way. The issue of chargebacks, therefore becomes the biggest concern to warranty related accounts because of the sensitivity that follows with the negative marks. It is of the greatest importance to stay on top of the issue and be prepared in the case that it does occur. Fortunately, even with the high risk classification of the industry, our team will be there to assist you through the hurdles and give you the optimal position in which to get the best business results.

Multiple Payment Choices:

We comprehend the individual payment needs in the warranty space. Processing your customers payments fast and efficiently is our total focus. We can integrate your CRM to set-up recurring payments while your customer is on the telephone. This tends to be the choice for most industry participants. If this is not the right solution for you, we offer website payment integration, call center merchant account virtual terminals, or the traditional credit card terminal on your desk-top. Our trained staff are standing by to assist you in determining the best payment choices for your business.

  • Telemarketing CRM Integration
  • Secure Ecommerce Payment Gateway
  • Virtual Terminals with Recurring Payments

Our Benefits:

  • Fast Secure Online Application, provides secure online submission.
  • Multiple Platforms, including CRM & Ecommerce Solutions.
  • Dedicated account managers with decades of experience to share.
  • Diverse Acquirer’s with risk appetite & tolerance for the auto warranty industry.
  • Fast decision turn-arounds on application packages.

Our Mission:

Our goal is to approve all merchants, regardless if you have been shut down or turned down in the past. We understand mitigating circumstances such as chargeback ratios & exponential monthly volume growth can devastate a bank relationship, causing a merchant closure or substantial holds place on an account to protect the bank from losses.

We are dedicated to making every attempt to resolve issues and get your account approved. Our commitment to excellence and going the extra mile to exhaust every opportunity is our mantra. We strive to exceed expectations and utilize our expertise and competence to deliver unsurpassed customer satisfaction.

Our Commitment:

With our team’s unique experience in the payment space, we bring the vital expertise to get your account approved quickly and painlessly. Our staff is committed to providing unsurpassed customer service and strive for 100% customer satisfaction. Give us a call today to discuss all of yourcredit card processingneeds.


At High Risk Merchant Account LLC, your business success is our ultimate goal. Our dedicated staff is standing by to assist you in navigating the payment processing space. With decades of experience, our team is committed to providing competent knowledgeable advice and a plan of action to get your merchant account approved quickly. Call us immediately to get on the fast track for auto warranty merchant account approval. Our typical turn-around time is 3-5 business days and in certain cases the very same day. We look forward to working with you!     Apply Online Today